Earn points twice 3 when you pay with your TD® Aeroplan® Visa* Business Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore. Having the flexibility to use points for part of your trip and use your TD® Aeroplan® Visa Business Card to pay for the rest (and earn points, too). used under license. Auto insurance is mandatory in every province and territory. The Best Life Insurance Companies for 2021. Most credit cards come with some type of travel insurance, but our pick for the most comprehensive coverage is the Meridian Visa Infinite Travel … The full Annual Fee will be charged to the Primary Business Cardholder Account and the Additional Accounts (if applicable), after the first year. In the event of a change or cancellation, travellers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable and all applicable taxes, fees, and charges that apply above the base fare. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. A rental company representative might say you must purchase coverage. We reserve the right to limit the number of $149 Accounts opened by one person, and the number of Welcome Bonus Aeroplan points and bonus Buddy Passes awarded to any one person. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Starbucks and the Starbucks logo are registered trademarks of Starbucks Corporation. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. The bonus Buddy Pass entitles a companion to accompany the Primary Business Cardholder for a $0 base fare, when a published Economy Class fare marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand is booked for travel wholly within North America. Preferred variable annual interest rate is TD Prime + one of the following six fixed rate tiers: 4.50%; 6.25%; 8.75%; 10.25%; 11.75%; 12.75%, depending on your credit assessment. Visit https://www.tdcanadatrust.com/customer-service/todays-rates/td-prime/prime-rate.jsp for current TD Prime. It is important to call the rental agency before booking your car rental to confirm their insurance requirements. Certain blackout dates may apply. https://www.tdcanadatrust.com/customer-service/todays-rates/td-prime/prime-rate.jsp, TD Auto Finance Small Business Vehicle Lending, Save on interest at a preferred low variable annual interest rate, Enjoy the same low interest rates on all your Purchases and Cash Advance transactions, Option to purchase Travel Medical Insurance. In-store purchases at licensed stores are excluded from this offer. However, there are differences depending on where you live, and car insurance rates vary wildly as a result. Note that this optional insurance offers different benefits, on different terms and conditions, then the Trip Cancellation/Trip Interruption Insurance that is automatically included with other TD Credit Cards. Limited Time Offer To receive the bonus Buddy Pass, the Primary Business Cardholder must make $1,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase, within 90 days of Account opening. An affordable alternative to the insurance rental car companies offer. Any guest entering an Air Canada Maple Leaf Lounge using a Guest Pass must be accompanied by the Primary Business Cardholder or Additional Cardholder. See Air Canada and Aeroplan trade-mark ownership details. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. If during a change or cancellation the certificate is reinstated in the Primary Business Cardholders account, the original expiry date will take effect and the pass may then be considered expired. To be eligible for the statement credit, the Account must be in good standing at the time the NEXUS application fee is charged and posted on the Account. 15-day coverage if you're under 65 and 4-day coverage if you're 65 or older. The terms of the NEXUS program are established by NEXUS. For TD Visa Signature benefits, the credit limit must be $5,000 or greater. 10 Underwritten by TD Home and Auto Insurance Company. Add your TD cards to your mobile device to simplify your online, in-store and in-app purchases. $1,000 minimum. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. 5Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. Change province. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Earn up to 25,000 Aeroplan points and a bonus Buddy Pass in the first 3 months, plus up to $247 in Annual Fee rebates for the first year1. Note that this optional insurance offers different benefits, on different terms and conditions, then the Travel Medical Insurance that is automatically included with other TD Credit Cards. The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of these services. Change province, Our products have different rates in different regions. for every $1 you spend on eligible purchases for travel, dining and select business categories such as shipping, internet, cable and phone services made on your Card, for every $1 you spend on all other eligible purchases on your Card, when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the, Discounts of up to 25% off for business Purchases made under the Visa SavingsEdge Program. Base rate is based on time and kilometre/miles charged only. Unused passes will automatically be cancelled on the date the credit card is closed, regardless of reason for closure, or if the credit card account is changed to a different product. 8 The Visa SavingsEdge Program is provided by Visa Canada. The Offer Period will apply regardless of when your Account is activated. The pass is valid for 12 months from the date of issuance. To be eligible for this insurance, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. By law, a car must have insurance if it will be driving on public roads. Anyone under the age of majority entering an Air Canada Maple Leaf Lounge must be accompanied by an adult with access to the lounge. Rental Vehicle Damage Coverage. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105. You can read about our Rating Methodology, and learn how we calculate rewards in REAL DOLLARS (not just points or miles) ‒ so you can find the best Canadian credit card for you. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan points. Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances applies if Minimum Payment is not received before or on the payment due date and before we prepare your next monthly statement twice within any 12 consecutive statement periods. Changes or cancellations are allowed according to the fare rules of the fare purchased. Must apply between January 18, 2021 and May 30, 2021. 9Cash Advance is subject to available credit. You are a Canadian resident and are of the age of majority in your province/territory of residence. Aeroplan Elite Status benefits and upgrades are applicable if the traveller holds appropriate status and the fare purchased allows for such benefits and upgrades. Each card is rated between 1 to 5, 100% based on features and offers. Enjoy Visa security on purchases, plus protection against unauthorized charges . The Annual Fee will be rebated within 2 monthly statements from the date of the charge. Offer subject to other terms and conditions. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer. We’re ready to help you move forward. 1 Aeroplan point earned for each $1 in all other Purchases. The pass is valid towards a new booking only, and not valid on existing reservations. Your region is currently set to {{a.provincePlaceholder}}. Compare car insurance rates Compare the big 4 car insurers See all life insurance ... the rental benefits offered by Visa exclude all trucks as well as vans that ... Credit card rental car coverage. The 48 month period starts when the first qualifying NEXUS application fee is posted to the Account. Car rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver (CDW) coverage must be declined by the Cardholder. With 126+ credit card features compared, finding the best card for you is as easy as looking at one single number. Comprehensive coverage will pay for damages to your car caused by vandalism, theft, or certain types of weather. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of the companion pass. All reloads on the Starbucks mobile application and in-store purchases at company-operated stores are eligible. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. Each Guest Pass will expire twelve (12) months from the date of issuance. 1 Must apply by May 30, 2021. Starbucks purchases made through UberEats are not eligible for this promotion. 4 "Primary Business Cardholder" means the individual who is issued the TD Aeroplan Visa Business Card with an annual fee of $149. Underwritten by TD Home and Auto Insurance Company. A credit card you can rely on with a low interest rate. Your Account must be in good standing at the time the Welcome Bonus Aeroplan points and the bonus Buddy Pass are awarded. Change province, We noticed you changed your location recently. Service charges for additional/oversized/overweight baggage may apply. Total pricing varies based on itinerary booked. Applicable airline benefits will be awarded to the Aeroplan Account associated with the Primary Business Cardholder, as designated by the Business. Our banking specialists are ready to answer any questions you may have, Meet with a banking specialist in person at the branch closest to you, Speak with a banking specialist at the branch closest to you. If you have opened an Account in the last 12 months, you will not be eligible for this offer. 14 Underwritten by TD Home and Auto Insurance Company. Based on your new location, your region is set to {{a.provincePlaceholder}}. The Annual Fee for any subsequent $149 Accounts or Additional Cards issued to the same business will continue to apply. This offer may be changed, cancelled or extended at any time and cannot be combined with any other offers. See your Aeroplan program for full details. Airline benefits will no longer be available upon credit card account closure, regardless of reason for closure, or if the credit card product is changed. The rebate of the $49 Annual Fee for the first two Additional Cards issued for the same business if any, is for the first year only. Valid for one round-trip for a companion when travelling on the same itinerary and booked at the same time as Primary Business Cardholder. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of this Program. See which documents you will need to provide when applying for a TD® Aeroplan® Visa Business Credit Card for your small business. 11 Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. 19 Provided by Budget Rent A Car System, Inc. At a glance. ®Assurant is a registered trademark of Assurant, Inc. 16 Provided by our Administrator under a service agreement with TD Life Insurance Company. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. Everything you need to know to start using your Canadian credit card. A standard auto insurance policy follows the car, not the driver. Flight Guard The Toronto-Dominion Bank and its affiliates are not responsible for the NEXUS program. Travel Medical Insurance can be purchased by calling 1-800-293-4941, or visiting www.tdcanadatrust.com. Unused Guest Pass will automatically be cancelled on the date the credit card is closed, or if the credit card is changed to a different product. 6 Underwritten by TD Life Insurance Company. The Account will automatically be eligible to receive a one-time statement credit of $10 upon registration for E-Statements within the first 3 months of account opening. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Minimum discount offer subject to discount code and to terms and conditions which may change without notice. * Trademark of Visa Int. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Based on the address in your profile, your region is set to {{a.provincePlaceholder}}. On the second ticket, you only pay the taxes and third-party charges. The first and most obvious way is through bundling; either car and home insurance or multiple car insurance policies. Annual interest rates, fees and features are current as of March 30, 2020 unless otherwise indicated and subject to change. You will not be eligible for the bonus Buddy Pass if you have previously opened an Aeroplan Program credit card of the same type, regardless of the credit card issuer and have received the Welcome Bonus offer in the last 12 months. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Welcome Bonus of 10,000 Aeroplan points will be awarded to the Primary Business Cardholder of the TD® Aeroplan® Visa* Business Card Account only after the first Purchase is made on the Account. The day of departure from and the day of return to your province or territory of residence each count as one full day. NEXUS means the expedited border control program offered jointly by the Canada Border Services Agency and the U.S. Customs and Border Protection. Get to know the features that come with your TD Business Credit Card. Business Cardholders also receive an extensive suite of travel insurances including Travel Medical Insurance, 2 Aeroplan points (Air Canada Bonus Rate) earned for each $1 in Purchases of Air Canada Products; or, 1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Travel or Dining Products or Purchases of Shipping, Internet, Cable and Phone Services; or. 2 Business and business owner(s) are responsible for all transactions made on all accounts issued in the name of the business, including those made by Additional Cardholders. Your Account must be in good standing to earn Aeroplan points. The Primary Business Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. 3 The Toronto-Dominion Bank is not responsible for any Aeroplan points earned under this “earn points twice” feature of the Aeroplan program when the Aeroplan number is provided. Car Insurance applies to the vehicle. 10 Air Canada Maple Leaf Lounge One-Time Guest Pass Bring along a friend! 5 The Primary Business Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lbs. Program terms are subject to change without notice. If you don’t decline the rental company’s CDW, your Capital One car rental coverage won’t apply. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance. Companions who are members of the Aeroplan program or other partner frequent flyer programs will not be eligible to accumulate points or miles for the ticket issued in exchange for the companion pass. All trade-marks are the property of their respective owners. Includes $35,000 or $50,000 in primary coverage for collision damage to a rental car for which the car rental contract holds you responsible, subject to a $250 deductible. Benefit may only be used as described, and otherwise cannot be transferred. Consider reading the rental agreement to make sure you’re explicitly declining extra coverage. All earned Guest Passes will be deposited up to 2 weeks following the cardholder renewal year. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Change province, We noticed you're outside of Canada right now. The pass may not be used with premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes. Some banks, including U.S. Bank and TD Bank also sell Visa gift cards to their customers. 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